We live in a digital age where most interactions and businesses are online. College students go online for shopping, research, communication, and socializing. They keep their photos and other personal information on their personal computers, social media platforms, and the cloud. As many aspects of our lives move online, so does the risk posed by cybercrime. Experts recommend that college students need to learn cybersecurity as a way to safeguard their interests and systems from unauthorized access. This article looks at a few cybersecurity tips for college students.
What Is Cybersecurity and Why Is It Important for College Students?
Before we look at cybersecurity tips for college students, we need to explain what the term means and why it is important for students. While various definitions exist, cybersecurity generally means defending servers, computers, electronic systems, mobile devices, data, and networks from malicious attacks.
College students are some of the most preferred targets by cybercriminals looking to benefit from financial information or identity theft. In a recent case study, a group of students from a college was targeted by hackers who accessed their personal information, including their social security numbers and credit card information. The hackers then used the information to fraudulently charge thousands of dollars to the student credit cards. The outcome was that the students had to shoulder the burden of massive debt that they spent months clearing and repairing credit scores.
Cases like this highlight why students must prioritize cybersecurity in their college lives. If hackers steal a student's personal information, it could be used for criminal purposes. Identity theft not only ruins students' credit scores but can also expose them to physical danger. Cases have been reported of people going to jail because of identity theft.
What Cybersecurity Threats Do College Students Face?
There are multiple security risks for college students on the internet that jeopardize their safety. Students are exposed to scammers, identity theft, and other cybercriminals looking to exploit their innocence.
One danger college students face as they work and interact online is identity theft. Identity theft happens when someone steals your personal information, like your social security number or bank account details, and uses the information for fraudulent purposes. The theft can happen in many different ways, including the thieves sifting through trash bins and looking for credit card statements.
A more high-tech approach to identity theft entails accessing databases to steal student and client information. Once the individuals have access to your details, they can use it to ruin your credit score and steal from you or others.
Since identity thieves mostly use computers to obtain your personal information, being vigilant online is crucial to avoiding such theft. Even when working with a ghostwriter, you can't just reach out to a random stranger with the request to write my paper for me. You need to choose a website that will guarantee your privacy and confidentiality.
There are also information threats online that students ought to be aware of. Cybercriminals steal sensitive student information like passwords and pins. Financial threats happen when criminals rob people of money, and students are most at risk, given their limited understanding of money matters. You want to take the necessary steps to avoid falling prey to all forms of cyber threats, including phishing, social engineering, and malware.
Simple Cybersecurity Tips for College Students
It is important to reiterate that a strong cybersecurity strategy has layers of protection intended to defend against attacks by cybercriminals. When hackers try to access, change, damage data, extort money from students, or interrupt normal operations, students need the skills and countermeasures to stay safe and guarantee their data protection. Here are a few tips to help you guarantee your safety when online:
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Safeguard Your Passwords
In the modern digital age, strong passwords protect personal information and prevent unauthorized access to online accounts. Today, cyberattacks are becoming more complicated and common; as such, it is ever more important for students to create strong passwords and ensure best practices for password security.
You will need to guarantee your safety by setting up a password. You will need a password to do almost everything online, including banking and checking your emails and social media accounts. While a short password is easy to remember and will make your platforms easy to access, such a password will expose you to considerable threats to cybersecurity. Experts recommend having strong and lengthy passwords that are difficult for others to guess should they try to access your accounts.
Understand that a strong password that is difficult to crack or guess helps safeguard your online activities and information. Weak passwords contain predictable information like the use of numbers or birthdays. They can be easily guessed by hackers trying to access your accounts. Understand that a weak password is a considerable security risk and can result in considerable data breaches. A strong and secure password is particularly crucial if you have an account that contains sensitive information.
To create a strong password, you need to use various characters, including uppercase and lowercase letters. Your password should also include symbols and numbers. Having this blend of characters makes it challenging for hackers to access your accounts through brute-force attacks. You also need to avoid easily guessable information when creating your passwords. Things like your name, date of birth, or spouse's name will not make a good password.
Understand that length matters when creating passwords to use online. The longer your password, the stronger it is. Avoid the temptation to reuse passwords. You shouldn't use the same password across accounts, even when working with college essay writing service providers. If you find remembering passwords challenging, consider using a password manager. It helps to update your passwords regularly.
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Treat Suspicious Messages With Caution
College students need to protect themselves from phishing attacks by carefully treating suspicious messages. Phishing is an attack where cybercriminals try to steal your money or identity by getting you to share personal information on sites that pose as legitimate. Cybercriminals often pose as reputable companies, acquaintances, or friends in messages containing links to a phishing site.
To identify phishing messages, look out for urgent calls to action or threats. Be cautious when dealing with messages claiming you must call, click, or open attachments. They may encourage you to act now to benefit from a reward or bonus. By creating a false sense of urgency, the cybercriminals want to trick you so that you don't have time to think things through.
Also, be careful with messages from first-time or infrequent sources. While getting a few messages or emails from strangers is normal, you should always treat such messages with suspicion. Spelling and poor grammar could also be a sign of phishing. Top domyessay review websites have editorial staff to comb through emails and ensure error-free messages. You also need to be on the lookout for generic greetings and mismatched email domains. Don't open those suspicious links and unexpected attachments.
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Avoid Using Public Wi-Fi for Secure Activities
Whether you work remotely, travel frequently, or just like working online while on the move, you have probably used public Wi-Fi. Public Wi-Fi hotspots, including restaurants, airports, and public transportation, are everywhere these days.
While these internet connection sources are extremely convenient as they allow students to check their emails and work while on the move, these networks are seldom secure. Evidence shows that public Wi-Fi hotspots are prone to cyberattacks. Attackers can initiate man-in-the-middle attacks by eavesdropping or getting between the transmissions and reading the messages.
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Be Discrete When Sharing Information on Social Media
One of the most important ways to protect yourself online is by watching what you share, particularly on social media platforms. You should also adjust the privacy settings on your social media accounts to control the information visible to others on these platforms. The truth is that absolute privacy does not exist, and anyone wanting to know about you can probably find the information.
While the internet offers vast information, it also offers a platform where people tend to overshare. Thus, carelessly sharing personal information on these platforms can put you and the people you care about at risk. People will also judge you based on what you post on social media.
The Bottom Line
Cybersecurity is vital as it helps protect students and organizations from cyberattacks. Being vigilant when using online platforms can help shield you from data breaches and identity theft while ensuring you maintain privacy as you enjoy the benefits the internet offers. College students need to prioritize their safety when interacting, working, or studying online. This article offers a few cybersecurity tips for students, including creating strong passwords. Students must also be careful what they share with others on social media. Most importantly, enhance your security using two-factor authentication. Update your software regularly and be secure when shopping online.
Online Threat Alerts Security Tips
Pay the safest way
Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.
Guard your personal information
In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.
Be careful of the information you share
Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with
Know who you’re dealing with
Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.
Check your accounts
Regularly check your account transactions and report any suspicious or unauthorised transactions.
Don’t believe promises of easy money
If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.
Do not open email from people you don’t know
If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.
Think before you click
If an email or text message looks suspicious, don’t open any attachments or click on the links.
Verify urgent requests or unsolicited emails, messages or phone calls before you respond
If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.
Be careful with links and new website addresses
Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.
Secure your personal information
Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.
Stay informed on the latest cyber threats
Keep yourself up to date on current scams by visiting this website daily.
Use Strong Passwords
Strong passwords are critical to online security.
Keep your software up to date and maintain preventative software programs
Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.
Update the operating systems on your electronic devices
Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.
What if You Got Scammed?
Stop Contact With The Scammer
Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.
Secure Your Finances
- Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
- Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:
- Equifax
- Experian
- TransUnion
Check Your Computer
If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.
Change Your Account Passwords
Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.
Report The Scam
Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.
Report your issue to the following agencies based on the nature of the scam:
- Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
- Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
- Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.
How To Recognize a Phishing Scam
Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.
Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:
Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might
- say they’ve noticed some suspicious activity or log-in attempts — they haven’t
- claim there’s a problem with your account or your payment information — there isn’t
- say you need to confirm some personal or financial information — you don’t
- include an invoice you don’t recognize — it’s fake
- want you to click on a link to make a payment — but the link has malware
- say you’re eligible to register for a government refund — it’s a scam
- offer a coupon for free stuff — it’s not real
About Online Threat Alerts (OTA)
Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.
By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.
With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.
Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.
Help maintain Online Threat Alerts (OTA).