It appears companies or scammers are calling from or asking the student loan borrowers to call them at 313-455-5639 regarding a Michigan Student Loan Forgiveness program. But, this Michigan Loan Forgiveness is an attempt that promises unrealistic amounts of loan forgiveness, fast ways to get loan forgiveness, try to get borrowers' FSA ID or other personal information and try to rush them into paying immediately.
If you received a Michigan Student Loan Forgiveness Program calls from 3134555639 and are tempted by student loan promises, you should hang up. The companies or scammers behind the student loan pitches claim to have special abilities, but they can't do anything for you that you can't do for yourself for free. They will likely demand an up-front fee, which is illegal in Michigan if the fee is greater than $50. Additional rules can be found in Michigan’s Debt Management Act Up-front fees for debt relief are illegal under the Federal Trade Commission’s Telemarketing Sales Rules.
Be skeptical of any unsolicited robocalls, including seemingly legitimate student loan forgiveness calls, especially if your phone number is on the Do Not Call Registry. Never give your personal, financial information or FSA ID over the phone unless you initiate the call to a trusted and verified phone number. Consider it a best practice to hang up and ignore these robocalls. Looking for help? Start with the Federal Student Aid website.
If you’ve received this kind of robocall or have fallen for a student loan scam, file a complaint with our office; the Federal Trade Commission; or call toll-free, 877-FTC-HELP (877-382-4357).
Additional tips for robocalls can be found here.