"Advance Cash Inc" Arrest Warrant Scam

I received this scam:

"08W458472C534

Debt Pending Notice

Case File-USA/AG4568975

Invoice No: 895643258

Payment Due: $985.92

Last date of Lawsuit: March 5th, 2025

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested :

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested :

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the courthouse.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of Debit/Credit Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of lawsuit is received, we may need to ask the court to give one of the following order, should the debt remain unpaid: -

Attachment (Earnings Arrest). Deduction from your wage by your employer or arrest of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, Advance Cash is seeking either of the following remedies: -

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also, we would like to know when you can pay the requested $985.92 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT reply back to this Email.

NOTE: This Case Is Under Investigation with Major Credit Bureaus. If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of a lawsuit around $5873.81.

Yours sincerely

James Patrick

Collections & Legal Department"

I have been getting this email since March 2023. I know it’s a scam but I played along and sent them a separate message trying to get a phone number or for them to show me this loan but they just keep sending me repeated emails. Now today 05/10/23 they sent me an email with a court date of 5/12/23.

Got the same email but with different amount too and reported to my lawyer

Got same email same numbers and amounts due, what a joke..unreal and a scam..

I got the same email...word for word. I reported it to local police and the BBB and consumer finance department. I gave who ever it was no personal info and told them they have been reported.

I received the same email:

"File No:-CRDTS02345698

Balance Amount:-$978.52

Case File Transferred to Advance Cash:-April 23rd 2021

Case Type:-Violation of Federal Banking Regulation

Dear Debtor,

Your delinquent account with the parent creditor ACE (Ace Cash Services) has been referred to my office for legal action. You are currently overdue payments behind on the above-referenced case. We have not received any response from our statements of the last few months nor to our last letter. Your entire account is now overdue, Your initial loan amount goes up to $978.52 including late fine fees,rate of interest,taxes.

This is the final notice to you before the matter goes to the court house.Kindly clear this debt as soon as possible before we take any legal action.

If there is some reason why this payment cannot be made immediately, please contact us so that we can make arrangements that will be mutually agreeable. Perhaps we can work out a payment schedule that would be realistic for your present circumstances.

We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your Local County Courthouse to recover the amount due together with court costs and legal fees which are approximate $5225.81.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT reply back to this email to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Paul Adam

Advance Cash Legal Department."

Here is another scam:

- Forwarded message -

From: Paul Adam <pauladam.usacash@gmail.com>

Date: Fri, Oct 18, 2019 at 9:09 AM

Subject: Court Notice

Payment Dues-$978.52

Settle your case file immediately with best settlement amount

Case No-AG4568975

Invoice No:-895643258

Last date of Lawsuit:-October 18th 2019

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your pay check, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remain unpaid: -

Attachment (Earnings Arrest). Deduction from your wage by your employer or arrest of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretence of refusing to repay a debt committed to, by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, Advance Cash is seeking either of the following remedies: -

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also, we would like to know when you can pay the requested $978.52 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT reply back to this E-mail.

NOTE: This Case Is Under Investigation with Major Credit Bureaus. If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $5873.81.

Yours sincerely

Paul Adam

Collections & Legal Department

Advance Cash Inc © 2019