Online users who have received so-called "ACS Legal Department" emails like the one below, which claim that they have been given a chance to settle an ACS Legal Department debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.
The "ACS Legal Department Debt Collection" Scam
From: "acs INCORPORATION" - acs.debt.payday.usa@gmail.com
Date: Feb 14, 2018 6:16 AM
Subject: Final Notification_Lawsuit Case File# PL01001084
FINAL NOTICE COLLECTIONS
Dear Customer,
To date, we have received no correspondence pertaining to your $550.00 debt to ACS. This, following numerous attempts to collect, will be your final notification prior to our referring your debt to an outside legal firm.
Your balance is currently months past due. We intend to close this matter within more than next three to seven business days. Your full payment or the negotiated payment once in touch with the department shall be received to avoid the legal charges under the FDCP Act on this case file for the payment due.
If you fail to respond to this notice you will be contacted by the legal department with the CREDIT BUREAU and can no longer be assisted by our company in preventing this potential credit affecting legal charges to take place.
If you wish to resolve this matter before court dated February 16th, 2018, Make payment arrangement and pay the amount to close your case file.
Dispute this matter represent yourself at the courthouse on February 16th, 2018 with legal charges and Lawsuit amount of $2865.36.
At this time the choice is yours and I sincerely hope you choose to resolve this matter before legal action is commenced.
Do revert back ASAP to update the case file so that we can restrain legal charges on the case file.
Thank you
Chris Harris
Investigation Officer
Collections
ACS LEGAL DEPARTMENT